Our website provides information about our products and services, but does not represent a binder for coverage, a policy, or an agreement to provide the user with coverage.

We are licensed to provide insurance in many states; however, we are not licensed in every state.  In states where advertising to sell insurance and related products is prohibited, or in states where we are not licensed, this website is only designed to provide information to the user, and is not intended to solicit or advertise insurance or other financial products and services.

Our website contains links to other internet sites that may assist or interest you.  These links are only provided for your convenience, and do not constitute a recommendation of any products or services, nor is an endorsement of them.  If you choose to use the links we have included in our website, you are subject to any terms or conditions of the owner of that website, and we assume no responsibility for any information contained in it.

We periodically review and update our website; however, it might contain errors or inaccurate information.  Although we make every effort to maintain our website with the most up-to-date information, we must advise you that it is provided to users on an "as is" basis, and provides no warranties of any kind.  We are not liable for any losses or damage whatsoever resulting from the use or dissemination of information from our website.

Although the content of our website has been scanned for imbedded viruses and we regularly review our virus protection protocol, this notice is to advise you that we offer no implied or other warranty concerning virus protection in either the information provided in our website, or the links we have displayed.

EK McConkey & Co has designed this website and solely owns it.  The unauthorized use or distribution of information contained in our website is strictly prohibited.  Any trademarks or names contained in this website that are not trademarks of EK McConkey & Co are representative of their owners.  Some of the information in our website is copyrighted, and you are hereby notified that any unauthorized use of it constitutes copyright infringement, enforceable by law.