In my last blog, I had discussed the importance of a Long-Term Disability (LTD) policy. Today, we will drill just a bit deeper and evaluate an often-overlooked definition of disability…
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I frequently advise my clients that one of the most important employee benefits policies (after health insurance) is Long-Term Disability or LTD insurance. We often refer to this type of…
With the advent of the Affordable Care Act (ACA), calculating an employee’s portion of their health insurance premium became much more difficult. Traditionally, health insurance premiums were presented as five-tier…