We know that you cannot remove your risk, but you can be ready for it. What if a hurricane causes your building to lose power and operations cease, or if a fire severely damages your building? You shouldn’t have to pay for this yourself, and with the right protection, you won’t have to. Our Business Insurance Executives can help you identify gaps in coverage, look for ways to save money, and keep your assets and income protected.
Industry Specialization
Insurance is a complicated business. Our dedicated industry experts will work with you to identify potential risks and produce customized solutions to cover them.
Construction
Construction is a specialized industry that poses substantial risks to everyone involved in it. Contractors need to partner with an agency who understands their business and the risks they face day in and day out.
Manufacturing
We know it’s about more than inside those four walls. We fine tune your product liability controls and help make sure your product is safe for your consumer.
Social Services/Healthcare
Our clients range from top notch senior living/retirement communities to structural rehab facilities. Regardless, we know your business and will help build an insurance program around your needs.
Transportation
Distracted drivers and even distracted pedestrians have negatively affected the profitability of this segment which means both rates and premiums are increasing. Increased cost is affecting your financials, so let us do a risk control assessment so we can best position you in the marketplace.
Wholesale/Distribution
McConkey builds training modules and coverages around potentially complex business interruption issues, product recall, and employee safety concerns. This is a fast moving world with software driven logistics to track fluctuating inventory so you can deliver your goods promptly.
Services
Today’s technology generates huge budgets focusing on speed and security. McConkey can cover equipment malfunctions, cyber exposures and even identity theft through specially written coverages.
Valued Services
Comprehensive Insurance Programs
Risk Management
Association Management
Self-Insurance Consulting
Alternative Market Solutions
Coverage Expertise
Property
Commercial property insurance protects your assets in the event that they are stolen, damaged or destroyed in a fire or natural disaster. We’ll partner with you to design insurance coverage that will protect your company’s property.
General Liability
No matter the size and nature of your business, there are always uncertainties. We’ll work with you to determine your business risks and we’ll put together an insurance package that makes sense for your business.
Business Auto
Whether you have one vehicle or a whole fleet, we can help you implement custom coverage that will protect your business and personal assets from the additional exposure that commercial vehicles bring with them.
Workers Compensation
Workers compensation insurance covers employees injured on the job or in auto accidents while on business. It also covers work-related illnesses. We’ll work with you to find a solution that creates a safer and more productive workplace.
Umbrella/Excess
Commercial umbrella insurance is designed to supplement existing insurance policies, giving you an additional layer of protection for your business. We’ll work with you to find the right umbrella solution to cover all your business needs.
Business Owners Policy
A Business Owner’s Policy (BOP) combines business property and business liability insurance into one convenient policy. We’ll work with you to design coverage that protects your business from a variety of risks, unique to you.
Crime
Every company, regardless of size, is a potential target for white collar crime. We’ll work with you to design insurance coverage that helps you minimize risk and protects your business and your assets from theft, fraud and forgery.
Cyber/Breach
Cyber liability insurance protects your business against the expenses associated with a data breach. We’ll help you evaluate the data liability risks your business faces and find you a policy that meets your specific needs.
Directors and Officers
Directors and officers covers directors and officers for claims made against them while serving on a board of directors and/or as an officer. We’ll work with you to protect your organization’s greatest asset: your senior leadership.
Employment Practice Liability
As an employer, you face a rising tide of employment practices litigation alleging discrimination, sexual harassment, retaliation, and other employment-related issues. We’ll work with you to help you assess and manage your risk proactively.
Environmental & Pollution
Environmental concerns continue to be a leading societal and business risk issue, sometimes posing serious unexpected challenges. We’ll work with you to create a custom solution to help protect your business against environmental risks.
Fiduciary Liability
Fiduciary liability insurance protects individuals acting as ERISA fiduciaries against fiduciary-related claims of mismanagement of a company’s employee benefit plan. We’ll work with you to ensure that employee benefits are handled responsibly and your trustees are protected.
Flood
At least 25 percent of businesses that close after destructive events such as floods never reopen. We’ll design a policy that will protect your business, as well as its physical contents and assets, from the damage costs that come from floodwater.
Inland Marine
Inland marine insurance is coverage that protects your business property while it’s away from your business location. We’ll help you ensure that your property is protected not only at your location but also while it is off-site or in transit.
Ocean Marine
Ocean marine insurance is insurance used to protect cargo, vessels and other items while they are being transported across the ocean. We’ll work with you to design coverage that provides real protection when you’re in open waters.
Systems Breakdown
Systems breakdown insurance covers the sudden and accidental, physical damage to equipment that requires its repair or replacement. We’ll design comprehensive coverage to protect your business against a financial disaster.
Professional Liability/E&O
Errors and omissions liability insurance protects any business that gives advice, makes educated recommendations, designs solutions or represents the needs of others. We’ll design coverage that will ensure that one simple mistake does not cause financial devastation.
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