McConkey Insurance and Benefits - Logo 800 White Text

Risk Solutions

Safety and Risk Management Services

Request More Information

  • Please note: Messages will be returned within 1-3 business days. Please remember you cannot alter, bind, or cancel coverage via this website; you must first speak with a licensed McConkey agent.
  • This field is for validation purposes and should be left unchanged.

Safety Training

Safety Management, OSHA Compliance, and Defensive Driver Training.


Training, Evaluations, and Written Program Development.

Written Safety Program Development & Evaluation

Safety program review and development.

Risk Assessment Audits

Safety Management Systems and Program/Topic Specific.

What Our Clients Say About McConkey Insurance & Benefits

Our company has had a longstanding relationship with the McConkey group. Anytime we have needed guidance they have been there for us. Recently Steve McCarty has been very helpful with some ergonomic issues some of our employees were having. Steve came to our facility and conducted many assessments. From those assessments Steve has made very good suggestions and we have implemented those suggestions for the betterment of our employees. Steve is a wonderful person to interact with, whether it be work related or personal. He is always willing to help out where he can. I would highly recommend McConkey Insurance & Benefits and Steve McCarty for any of the services they provide.

Joshua Barker, Kinsley Properties

Request More Information
Interactive Graphic

Risk Management Insurance 101

Learn more about risk management insurance so you can make an informed decision on your coverage.

Risk Management
Risk Management
Risk Factor

Every business faces risk. The level and type of risk will vary based on multiple factors including industry, size, and location, among others. Risk can never be fully eliminated, but it can be reduced.


Risk management is the practice of taking proactive steps to identify and mitigate risk. It’s a broad topic that involves many areas of a business, from personnel and technology to safety and compliance. Risk management can not only help a business identify what risks need to be insured, it can also pinpoint ways to reduce.

Risk Factor

Staying compliant is hard. The laws for many facets of business are ever-changing. Employee handbooks can become out of date. Employment and other contracts can contain problematic language if not handled properly. Employee relations and human resources concerns can get complicated.


There are insurance coverages like employment practices liability insurance (EPLI) and directors and officers liability insurance (D&O) that can help pay for the legal costs of defending lawsuits against the business, but risk management can help shed light on areas of the business where process improvement and consistent practices could help avoid litigation.

Employee Training
Risk Factor

Employees can make mistakes for a number of reasons. Sometimes, it’s simply the result of a lack of education. Some businesses may choose to skip training because they don’t have the time or resources to devote, but this can lead to mistakes and accidents.


Conducting employee training can reduce risk. For example, sexual harassment training often helps businesses avoid lawsuits. Safety training is essential to avoid workplace injuries. Many insurers will help companies provide employee training as a cost-saving measure.

OSHA Requirements
Risk Factor

The Occupational Safety and Health Administration (OSHA) sets and enforces standards aimed at ensuring the environment in which employees work is safe and healthful. Employers are required to comply with these standards and OSHA may audit workplaces to verify compliance. Employers that fail to comply can be faced with hefty fines.


Lockout/tagout, hazard communication, and powered industrial trucks standards, among others, all require specialized programs. Utilizing outside resources to create and train employees on these programs can be a cost-effective solution that ensures your business is doing everything possible to meet required standards.

Safe Driving
Risk Factor

If your business involves driving, you know that safety is paramount. Failure to drive safely not only endangers the lives of your employees and the general public, but it can also have costly repercussions for the business.


Increasing driver safety is a cost-effective risk management tool. Classes and seminars can be effective resources. Telematic programs allow businesses to see every move a driver makes. Driving simulators can offer hands on training for drivers of trucks, school buses, agricultural haulers, and other vehicles to prepare them for scenarios they may face out on the road.

Location Hazards
Risk Factor

When it comes to weather and natural disaster related losses, where your business is located impacts the kinds and level of risk it faces. Fires, hurricanes, blizzards, tornadoes, earthquakes and other events can cause major losses to your business.


While it’s impossible to control the weather, it is possible to lower the risks the weather poses. Risk management involves assessing which events are most likely and what steps a business can take to protect their building and contents, their employees, and other systems.

Risk Factor

Technology failures can be extremely detrimental to an organization. Problems can arise from power outages or surges, cyber-attacks, or telephone and communication failures.


Understanding what risks the technology your business uses is susceptible to, the processes a tech failure could affect, and how to prevent losses from tech failures is an essential part of risk management. This can help determine the proper insurance policies that are needed, such as cyber liability, property, and business interruption coverage.

As customers demand more of you, safety becomes imperative to your ability to remain competitive. Promoting a true safety culture is about doing more than just complying with OSHA regulations. By becoming an extension of your risk management team, we will help protect your assets and help your employees understand that no task is more important than safety at the workplace. Resources we can provide include:

  • Behavior based safety training
  • Near miss and accident investigations
  • Mock OSHA inspections
  • Compliance Assistance (OSHA, DOT, NFPA and ADA)
  • Transportation Fleet Safety
  • OSHA Fine Negotiations
  • Risk Solutions Program Reviews
  • OSHA 10 & 30 industry and construction safety training
  • Ergonomic Assessments (Manufacturing, Manual Material Handling and Computer Workstation, etc.)
  • Carrier Loss Control Recommendation Assistance
  • Experience Modification Reduction Assistance
Request More Information

About McConkey Insurance & Benefits

Since 1890, McConkey Insurance & Benefits has been a locally owned and operated company providing financial security for businesses across the globe. Licensed in nearly all 50 states and with a client presence in over 20 countries, McConkey prides itself in being one of the Mid-Atlantic region’s oldest and most respected insurance brokerage firms. With nearly 100 members on the McConkey team, their service platform is second to none. McConkey is proud to say that even 130 years later, our core values and commitment to our clients and community has never wavered.

Get In Touch With Our Risk Solutions Consultant

Steve McCarty, CSP, CIE
Risk Solutions Consultant

Request More Information


2555 Kingston Road, Suite 100, York, PA 17402 | 717-755-9266