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Insurance is a complicated business. Our dedicated business insurance executives will work with you to identify potential risks and produce customized solutions to cover them.
Construction industry.
Construction is a specialized industry that poses substantial risks to everyone involved in it. Contractors need to partner with an agency who understands their business and the risks they face day in and day out. McConkey’s Construction Division focuses on learning the nuances of their client’s business then educating them on how to best manage that risk through proactive loss control and innovative methods of loss funding. Our team approach allows us to focus on what is doing best for our clients and being responsive when they need us. The longest McConkey Construction client relationship dates back to the 1930’s. This is a testament to the relationships we build with our clients, stability we provide, and the trust our clients have in us.
McConkey understands that an agency needs to provide more than just an insurance policy. Contractors’ unique exposures require specialized services from people who understand their industry. Some of our specialized contractors services include:
- Contract and bid spec review
- Group Captive Preparation and Feasibility studies
- Negotiation of contract requirements with owners, general contractors, and subcontractors
- Contractors Protection PAK
- Bid specification training
- Mock OSHA inspections and negotiation of OSHA fines
- Fleet and DOT Management
- Coverage audits
- Industry Benchmarking
Manufacturing industry.
Manufacturing is the foundation of McConkey’s 125+ years in business. We know it’s about more than inside those four walls. We fine tune your product liability controls and help make sure your product is safe for your consumer. What happens if someone touring your facility gets injured or their property is damaged and they file a lawsuit against you? What if a fire damages your building? If a key piece of equipment breaks down and you have to shut down your operation for weeks or months, how will you carry on? We have the answers.
Social services/healthcare industry.
McConkey has a sizable client base in both of these areas. Our clients range from top notch senior living/retirement communities to structured workshops and behavioral rehab facilities. Regardless, we know your business and will help build an insurance program around your needs. Whether it’s resident security, aggressive behavior, trip and fall or a professional liability incident, we can protect you with specifically written, tailored insurance programs through industry experts and specialized insurance companies.
Transportation.
Distracted drivers and even distracted pedestrians have negatively affected the profitability of this segment which means both rates and premiums are increasing. Increased cost is affecting your financials, so let us do a risk control assessment so we can then apply some of our risk control techniques and best position you in the marketplace. Let’s get out in front of the issues affecting trucking and transportation so you can budget appropriately and focus on other areas of your business!
Wholesale/distribution industry.
Central PA is a hub for interstate travel which makes our area a mecca for wholesale, distribution and warehousing. McConkey can build training modules and coverages around potentially complex business interruption issues, product recall, and employee safety concerns. This is a fast moving world with software driven logistics to track fluctuating inventory so you can deliver your goods promptly. Forklifts, rack storage and large fleets, among other exposures present challenges that need McConkey’s expertise and guidance.
Services industry.
Technology generates huge budgets today focusing on speed and security. McConkey can cover equipment malfunctions, cyber exposures and even identity theft through specially written coverages. We can even offer tailored coverage and advice for merger/acquisitions, board of directors concerns and we follow our clients around the world, while keeping pace with ever-changing regulations.
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