Group health insurance to offer your employees.

Hire and retain top talent by providing group health insurance as a benefit.

One of the most important benefits to offer employees.

Some employees may prefer a nice bonus, but in most cases, employees see health care as a core part of the compensation package—arguably as important as the salary itself. Buying group health insurance is an economical way for your business to recruit and retain staff while increasing the likelihood that they’ll be fit to work.

Plans range from covering employees only to including dependents.

Depending on the plan, your business may cover employees only or may choose to offer coverage to the family and financial dependents of employees, as well. Additionally, your company may choose to cover the premiums in full or split the cost with employees.

How the Affordable Care Act affects group health insurance.

Since the Affordable Care Act took effect, the medical history and pre-existing conditions of employees don’t matter. Because you’re pooling the risk, the price your business pays per employee may usually be much less than the average amount they’d pay if they bought insurance individually.

   How much does group health insurance cost?

The costs associated with this type of coverage may vary depending on where your business is based, how many employees you want to cover, and the ages of your employees.

Potential tax benefits available to employers.

Insurance also comes with tax benefits. The premiums you pay as an employer are fully tax-deductible. Very small businesses may also get a tax credit worth up to half the cost of the premiums.

Ready to offer group health insurance to your employees? We can help you weigh your options.