The advantages of group captives become more pronounced as the insurance market hardens and many predict that we have entered the early stages of a hard insurance market. Over the…
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Driving to work this week cranking the AC, I was thinking about the sweltering heat that we are all experiencing in the Northeast. I complained to myself about being a…
When it comes to insurance, does exposure to risk keep you up at night? As a property manager, it cannot be overstated how important it is for you to understand…
Construction is a specialized industry that poses substantial risks to everyone involved in it. Contractors need to partner with an agency who understands their business and the risks that are…
When a business suffers a loss that causes an interruption in operations, too often there is a uniformed optimism about how quickly a business will be back up and running….
When working with a bonding agent, it’s beneficial to your business to make sure they’re the right fit for you. You will want to establish a GOOD bonding relationship from…
Market cycles are a fact of life in the insurance industry. As with many motives behind business, profit expectations are the key driver behind insurance market cycles. Enter the law…
At some point in the life of your business, you likely found yourself involved in an insurance claim you felt you had little or no-fault incurring. Whether the fault was…
In an ongoing effort to prevent workplace injuries, many companies now enforce employee drug testing, which can be an effective means of screening potential hires for substance abuse. It also…
So you have a friend who is a business owner and they told you about their great insurance company that is their own. As a member of group captive, their…