Recently, an employee received an urgent request from their bank in their email inbox to execute a wire transfer to their boss, as the boss was traveling on business and…
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To insure against every single exposure your business faces is difficult, arguably impossible. Often, business owners have to enter contracts and agree to accept certain terms of a sale or…
How much do you pay for insurance? Have a value in mind? Well, you’re wrong. Most premiums in any insurance program includes compensation for your broker. If your insurance costs…
If your company places safety as a top priority, you likely have better than average loss experience. Perhaps your insurance premiums have historically exceeded your losses. But, why aren’t you…
A “self-insured” organization already decided they are comfortable assuming risk. “Self-insured” technically means that a business retains responsibility for the payment of losses. Most companies use the term synonymously with…
perfect storm: a particularly violent storm arising from a rare combination of factors The current state of auto insurance in the United States is set for a perfect storm. Insurance…
Construction is a specialized industry that poses substantial risks to everyone involved in it. Contractors need to partner with an agency who understands their business and the risks they face…
If you’re a contractor, you likely know that your General Liability insurance policy will often provide coverage for bodily injury or property damage that result from your organization’s operations. What…
It’s the perfect recipe for disaster. All it takes is a moisture source with little air movement under the right environmental conditions and voila! You have an employee slip and…
Recently a popular news outlet reported that a company’s retaining wall collapsed. As a result, people at adjacent properties had to be evacuated until engineers determined if the buildings were…