Definition: Social Inflation is a term that was coined by the insurance industry. Basically, it means that juries are handing down much larger awards to plaintiffs, which causes insurance companies to…
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Owner operators are an important component of the trucking industry. Many carriers utilize owner operators to supplement their staff, while other trucking firms use owner operators as their primary source…
In case you missed it, check out Part One here. Several insurance companies have coverage available to pay for money that is lost when someone transfers funds from your account(s),…
WHAT IS SOCIAL ENGINEERING? Basically, social engineering is a con game to get individuals to divulge valuable information and/or transfer funds. Put another way, social engineering is the act of…
If your business owns a fleet of trucks and automobiles, a written fleet safety policy is an absolute necessity. Owning autos and trucks presents many obligations and liabilities for a…
umbrella policy: additional liability insurance that goes beyond the limits of an insured’s general liability, auto and/or employer’s liability insurance. Normally an umbrella policy is written to supplement an existing…