Skip to main content
Business Insurance

Pennsylvania Safety Committee Credit

By January 15, 2020November 27th, 2023No Comments
Group of people sitting in a circle on group therapy. Looking at their therapist and listening ti her story.

For PA Employers, here’s a way to save 5% off your workers’ compensation premium! In an increasingly competitive environment, every expense impacts your competitiveness and profitability. This strategic program has helped more than 12,400 PA companies save in excess of $750 million in premium. But the intrinsic value goes well past initial premium savings.

One way to get to insurance bliss is through lowering your net cost of insurance. Investing time, resources, and money into safety programs have proven to help our clients save even more than the initial 5% in premium savings. Safety committee efforts have implemented controls the increased efficiency, while also preventing future claims.

Basic committee requirements to qualify for the certification require that a minimum of two employee representatives and two employer representatives meet monthly to discuss workplace safety. This is a great opportunity to review recent workers’ compensation claims and near misses. Where are the claims coming from? What injury prevention or safety controls can be implemented to help deter such events from reoccurring?

In addition, all committee members must be trained by qualified trainers in safety committee operations, hazard inspection, and accident investigation. By requiring this training of both employer and employee representatives, the organization creates an open communication channel between management and employees. In turn, this reinforces the company’s top-down commitment to safety embodied in the safety culture of the organization.

Finally, as with all certification processes, approval requires documentation. The safety committee must keep all committee meeting agendas, attendance lists, and meeting minutes to qualify for the credit.

Important certification dates to remember:

  • Initial: Applications must be submitted between 90 and 30 days in advance of your policy renewal date.
  • Annual Renewal: Applications must be submitted between 90 and 15 days in advance of your policy renewal date.

Very Important: No exceptions will be made for missed deadlines!

To lower your net cost of insurance or for more information on PA’s Workplace Safety Committee Certification, please contact myself or any member of the McConkey Commercial Property and Casualty Team.

Kurt Gehman, CPCU

Business Insurance Executive 717-505-3178

Skip to content