Credit Insurance, also know as Trade Credit Insurance, is a risk-transfer tool used by businesses to facilitate accounts receivable (AR) terms or transactions in new markets requiring more risk than…
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Prior to the 1900’s, there were no workers’ compensation laws in the United States. An injured worker had to sue their employer for damages on a common law basis. This…
Many business owners and CFOs never seriously consider joining a group captive simply because they feel it is too complicated and they are not sure if they are viable fit….
You recently took on a new vendor and a few clients overseas, plan to visit them a few times per year, and wonder if your GL policy coverage extends around…
Many business owners assume general liability insurance will protect their interests if bodily injury or property damage occurs as a result of alcohol consumption on their premises. In most cases,…
At some point in the life of your business, you likely found yourself involved in an insurance claim you felt you had little or no-fault incurring. Whether the fault was…
So you have a friend who is a business owner and they told you about their great insurance company that is their own. As a member of group captive, their…
Recently, an employee received an urgent request from their bank in their email inbox to execute a wire transfer to their boss, as the boss was traveling on business and…
A “self-insured” organization already decided they are comfortable assuming risk. “Self-insured” technically means that a business retains responsibility for the payment of losses. Most companies use the term synonymously with…
Written by our very own Damien Brown, MBA of Valley Forge Captive Advisors The key to better risk management services and competitive insurance contracts is not shopping your insurance; it…