If you desire the freedom of a self-funded insurance plan but need a little more certainty for your budgeting concerns, level funding might be an option for you. Weigh the…
It has become increasingly important for employers to offer some form of an employee benefits package in order to attract and retain a strong workforce. Additionally, employers may want to…
In my last blog, I had discussed the importance of a Long-Term Disability (LTD) policy. Today, we will drill just a bit deeper and evaluate an often-overlooked definition of disability…
I frequently advise my clients that one of the most important employee benefits policies (after health insurance) is Long-Term Disability or LTD insurance. We often refer to this type of…