What Long-Term Care Planning Means for Military Families

Blog - What Long-Term Care Planning Means for Military Families

By: Debbie Dare, CLTC, LTCP | caringplans@comcast.net | 717-514-1242
Part six in a six-part guest-authored Long-Term Care Education and Planning Program (LTCEPP
®) Series

Our veterans’ access to health and long-term care benefits have a positive impact on the finances of their families. However, the Department of Veteran Affairs will only pay for certain long-term care services for disabled and low-income veterans. For eligible veterans, this assistance with long-term care costs allows them (and their loved ones!) to focus on other important family issues, instead of paying for long-term care.

Veterans need to know about the many options they have available to them as they age and require care, because sadly many veterans don’t even know they may be eligible.

Some of the benefits available:

  • VA Healthcare System
  • Veteran-Directed Home and Community Based Services
  • Veterans Pension
  • Aid & Attendance and Housebound Allowance Program
  • Community Living Centers (Nursing Homes)

The benefits above (and those not mentioned) are meant to ensure that our veterans receive the care they need, no matter their financial status. Helping veterans apply for and secure the benefits they are entitled to lessens the financial, physical and emotional stress on the whole family. Families caring for aging veterans may be able to cut expenses and redirect that money into savings for themselves for things like retirement, college funding or other goals. Bottom line: they can have some added peace of mind knowing their parents and family members are cared for.

Veterans and their families will find additional information through approved veteran service organizations such as the Veterans of Foreign Wars, Disabled American Veterans or the American Legion. To find a local office for additional information on how to apply for services, visit https://register.dmva.pa.gov.

If you want to check out the other parts of this series, follow the links below!

At McConkey, we partner with experts in long-term care planning. If you’d like to learn more, contact us so we can provide you additional information and connect you with a Long-Term Care Education and Planning Specialist:

Beth Cook, GBA
Associate Consultant – Benefits
bcook@ekmcconkey.com
717-505-3146